I was never a popular guy in the school or college. So, I had limited female friends. Although I had my fair share of encounters, I never really got the hottest women. I live with my mother and my grandmother.Let me describe my to you. Her name is Jyotsna and she is 46 years of age. Trust me guys, she is a real beauty to watch. Her height is around 5’8 with a fair complexion and slightly chubby body. My mom is the perfect Indian mother and I never saw her in a different light.My mother works as a teacher at a local school. My grandma usually is ill and never leaves the bed. A few years ago, my father left us and since then, we have been taking care of ourselves.A few days ago, I and my mom were having breakfast when my mom asked me a question.“Beta, our financial situation is really bad these days. We need to think of an alternate income source. Do you have any ideas?”I was busy shoving food into my mouth at that time and was looking at my phone. I looked up at mom and saw she was. "Seeing my puzzled look Bob explained, "OREO is a bank term for 'other real estate owned', in other words property we have taken back."Seeing the sale slip away Bob said, "I think an exception can be made for this property, seeing how a director wants it sold ASAP. We can do 90% financing on OREO at prime plus 1%, which would be 4.25%. I might be able to get that down to 4.0% fixed if we could close within a week."I put the palms of my hands down on his desk and said, "Okay, here's the deal. I've decided I need to get out of that small apartment and have been looking for a nice quiet place for the weekend. How about I take it as is, with no clean out? I'll give you $48,000 down, you eat the closing costs and finance the balance at 4.0% fixed. I'll close as soon as you have the paperwork drawn up."Bob looked surprised as he remarked, "Well, I didn't know you were going to be the buyer. Maybe I should look at this Bell Whistle property again, huh?" He laughed and said, "Tell you what..
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